Current account

A current account may be owned by an individual or a business and allows the holder to carry out all of their daily operations. In many cases, savings accounts are added to the current account.
The current account is the banking device used by the customer of a bank for its purchases, withdrawals and daily deposits. Most often, a current account is opposed to a savings account: it is often since the first that the second is fed when it comes to put money aside.
Open a current account
A current account can be opened at a conventional banking institution, an online bank. To open a current account, the client must sign an account opening agreement between him and the organization that will host the deposited funds. When opening his current account, the user will be given the corresponding means of payment (credit card, checkbook ...) and a bank account statement (RIB).
Close a current account
In banking, we talk about closing a current account when we want to stop the operations that are carried out. To complete this procedure, simply send a closing letter to his bank. Once this formality has been completed, the account holder must ensure that there is enough money to pay the transfers and other automatic transactions already registered. Once the debtor has been notified, the account holder must return to his bank all means of payment related to the account to be closed. The latter then has ten working days to close the current account.
(Bank details)
The RIB, for Bank Statement, is a document provided by the bank that allows the identification of the holder of a bank account. It consists of a series of numbers and / or letters organized in the following way: name of the bank and the agency, name of the account holder, bank code, branch code, account number and RIB key. The RIB is intended to be sent to a debtor or creditor to facilitate bank transfers or direct debits from or from a current account. In particular, the RIB makes it possible to avoid domiciliation errors.
The bank account statement is an essential part of the relationship between the customer and his bank.


Nobody is safe from an unexpected event.
Overnight, we can end up with expenses we do not expect.
If this is your case, you certainly want to find a convenient and quick way to solve the problem. A loan could be profitable for you.
Moreover, some loans are available in one day.
Online loan - only strong points!
First, you will no longer need to refuel to allow your car to take you to your bank to subscribe to a credit.
You will only need a computer, a tablet or your mobile phone to do everything. You will then get a quick response from your financial institution
Thanks to the simulations, you will obtain all the useful information for your subscription
You will be aware of the best rate
You will easily recognize the type of loan that is right for you, and of course, it will be to this credit that you will subscribe
Above all, everything is done remotely, without having to move.